{
 "generated_at": "2026-11-06T02:50:19Z",
 "series": {
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    "date": "1981-09-30",
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    "value": -0.41
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   "note": "The benchmark mortgage rates are priced against.",
   "obs_count": 16196,
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     "2024-11-13",
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     "2024-12-11",
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     "2025-01-13",
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     4.3
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     "2025-04-04",
     4.01
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     "2025-04-17",
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     4.4
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     "2025-05-01",
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     4.26
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     "2025-05-12",
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     "2025-05-15",
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     "2025-05-20",
     4.48
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     "2025-05-29",
     4.43
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     "2025-06-03",
     4.46
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     "2025-06-06",
     4.51
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     "2025-06-12",
     4.36
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     "2025-06-17",
     4.39
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     "2025-06-23",
     4.34
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     "2025-06-26",
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     "2025-07-01",
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    [
     "2025-07-07",
     4.4
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     "2025-07-10",
     4.35
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     "2025-07-15",
     4.5
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     "2025-07-21",
     4.38
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     "2025-07-24",
     4.43
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     "2025-07-29",
     4.34
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     "2025-08-01",
     4.23
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     "2025-08-06",
     4.22
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     "2025-08-11",
     4.27
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     "2025-08-14",
     4.29
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     "2025-08-19",
     4.3
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    [
     "2025-08-25",
     4.28
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    [
     "2025-08-28",
     4.22
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    [
     "2025-09-03",
     4.22
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    [
     "2025-09-08",
     4.05
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     "2025-09-11",
     4.01
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     "2025-09-16",
     4.04
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     "2025-09-19",
     4.14
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     "2025-09-24",
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     "2025-09-30",
     4.16
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     "2025-10-03",
     4.13
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     "2025-10-08",
     4.13
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     "2025-10-14",
     4.03
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     "2025-10-17",
     4.02
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     "2025-10-22",
     3.97
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     "2025-10-27",
     4.01
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     "2025-10-30",
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     "2025-11-05",
     4.17
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     "2025-11-10",
     4.13
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     "2025-11-14",
     4.14
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     "2025-11-19",
     4.13
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     "2025-11-24",
     4.04
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     "2025-11-28",
     4.02
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     "2025-12-03",
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     "2025-12-08",
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     "2025-12-12",
     4.19
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     "2025-12-17",
     4.16
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     "2025-12-22",
     4.17
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     "2025-12-26",
     4.14
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     "2025-12-31",
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     "2026-01-06",
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     "2026-01-09",
     4.18
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     "2026-01-14",
     4.15
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     "2026-01-21",
     4.26
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    [
     "2026-01-26",
     4.22
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    [
     "2026-01-29",
     4.24
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    [
     "2026-02-03",
     4.28
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    [
     "2026-02-06",
     4.22
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     "2026-02-11",
     4.18
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     "2026-02-17",
     4.05
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     "2026-02-20",
     4.08
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     "2026-02-26",
     4.02
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     "2026-03-03",
     4.06
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     "2026-03-06",
     4.15
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     "2026-03-11",
     4.21
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     "2026-03-16",
     4.23
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     "2026-03-19",
     4.25
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     "2026-03-24",
     4.39
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     "2026-03-27",
     4.44
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    [
     "2026-04-02",
     4.31
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     "2026-04-07",
     4.33
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     "2026-04-10",
     4.31
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     "2026-04-15",
     4.29
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     "2026-04-20",
     4.26
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     "2026-04-23",
     4.34
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     "2026-04-28",
     4.36
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     "2026-05-01",
     4.39
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     "2026-05-07",
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     "2026-05-12",
     4.46
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     "2026-05-15",
     4.59
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     "2026-05-20",
     4.57
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     "2026-05-26",
     4.5
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     "2026-05-29",
     4.45
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     "2026-06-03",
     4.49
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     "2026-06-08",
     4.56
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     "2026-06-12",
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     "2026-06-17",
     4.49
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     "2026-06-23",
     4.5
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     "2026-06-26",
     4.38
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     "2026-07-01",
     4.48
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     "2026-07-07",
     4.55
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     "2026-07-10",
     4.56
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     "2026-07-15",
     4.55
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     "2026-07-21",
     4.63
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     "2026-07-24",
     4.69
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     "2026-07-29",
     4.67
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     "2026-08-03",
     4.7
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     "2026-08-06",
     4.69
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     "2026-08-11",
     4.7
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     "2026-08-14",
     4.68
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     "2026-08-19",
     4.65
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     "2026-08-25",
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     "2026-08-28",
     4.73
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     "2026-09-02",
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     "2026-09-08",
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     "2026-09-16",
     5.01
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     "2026-09-21",
     4.96
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     "2026-09-24",
     5.18
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     "2026-09-30",
     5.29
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     "2026-10-05",
     5.31
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     "2026-10-08",
     5.22
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     5.19
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     "2026-10-19",
     5.15
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     "2026-10-22",
     4.96
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     "2026-10-27",
     4.99
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     "2026-10-30",
     4.94
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     "2026-11-04",
     4.9
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   ],
   "wk52_high": {
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    "value": 0.8
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    "value": 16.95
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    "value": 0.09
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    "ref_value": 4.84,
    "value": -0.26
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     "2024-11-13",
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     "2024-11-18",
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     "2024-11-21",
     4.34
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     "2024-11-26",
     4.21
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     "2024-12-05",
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     "2024-12-11",
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     "2024-12-16",
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     "2024-12-19",
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     "2024-12-24",
     4.29
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     "2024-12-30",
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     "2025-01-03",
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     "2025-01-08",
     4.28
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     "2025-01-13",
     4.4
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     "2025-01-17",
     4.27
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     "2025-01-23",
     4.29
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     "2025-01-28",
     4.19
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     "2025-01-31",
     4.22
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     "2025-02-05",
     4.17
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     "2025-02-10",
     4.28
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    [
     "2025-02-13",
     4.31
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    [
     "2025-02-19",
     4.28
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     "2025-02-25",
     4.07
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     "2025-02-28",
     3.99
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     "2025-03-05",
     3.99
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     "2025-03-10",
     3.89
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     "2025-03-13",
     3.94
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     "2025-03-18",
     4.04
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     "2025-03-21",
     3.94
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     "2025-03-26",
     3.98
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     "2025-04-01",
     3.87
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     "2025-04-04",
     3.68
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     "2025-04-09",
     3.91
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     "2025-04-14",
     3.84
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     "2025-04-17",
     3.81
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     "2025-04-23",
     3.81
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     "2025-04-28",
     3.67
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     "2025-05-01",
     3.7
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     "2025-05-07",
     3.78
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     "2025-05-12",
     3.98
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     "2025-05-15",
     3.96
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     "2025-05-20",
     3.97
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     "2025-05-23",
     4.0
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     "2025-05-29",
     3.92
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     "2025-06-03",
     3.96
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     "2025-06-06",
     4.04
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     "2025-06-12",
     3.9
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     "2025-06-17",
     3.94
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     "2025-06-23",
     3.84
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     "2025-06-26",
     3.7
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     "2025-07-01",
     3.78
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     "2025-07-07",
     3.9
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     "2025-07-10",
     3.86
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     "2025-07-15",
     3.95
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     "2025-07-21",
     3.85
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     "2025-07-24",
     3.91
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     "2025-07-29",
     3.86
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     "2025-08-01",
     3.69
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     "2025-08-06",
     3.69
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     "2025-08-11",
     3.76
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     "2025-08-14",
     3.74
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     "2025-08-19",
     3.75
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     "2025-08-25",
     3.73
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     "2025-08-28",
     3.62
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     "2025-09-03",
     3.61
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     "2025-09-08",
     3.49
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     "2025-09-11",
     3.52
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     "2025-09-16",
     3.51
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     "2025-09-19",
     3.57
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     "2025-09-24",
     3.57
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     "2025-09-30",
     3.6
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     "2025-10-03",
     3.58
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     "2025-10-08",
     3.58
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     "2025-10-14",
     3.48
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     "2025-10-17",
     3.46
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     "2025-10-22",
     3.45
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     "2025-10-27",
     3.48
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     "2025-10-30",
     3.61
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     "2025-11-05",
     3.63
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     "2025-11-10",
     3.58
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     "2025-11-14",
     3.62
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     "2025-11-19",
     3.58
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     "2025-11-24",
     3.46
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     "2025-11-28",
     3.47
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     "2025-12-03",
     3.49
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     "2025-12-08",
     3.57
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     "2025-12-12",
     3.52
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     "2025-12-17",
     3.49
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     "2025-12-22",
     3.44
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     "2025-12-26",
     3.46
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     "2025-12-31",
     3.47
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     "2026-01-06",
     3.47
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     "2026-01-09",
     3.54
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     "2026-01-14",
     3.51
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     "2026-01-21",
     3.6
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     "2026-01-26",
     3.56
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     "2026-01-29",
     3.53
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     "2026-02-03",
     3.57
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     "2026-02-06",
     3.5
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     "2026-02-11",
     3.52
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     "2026-02-17",
     3.43
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     "2026-02-20",
     3.48
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     "2026-02-26",
     3.42
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     "2026-03-03",
     3.51
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     "2026-03-06",
     3.56
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     "2026-03-11",
     3.64
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     "2026-03-16",
     3.68
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     "2026-03-19",
     3.79
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     "2026-03-24",
     3.9
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     "2026-03-27",
     3.88
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     "2026-04-02",
     3.79
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     "2026-04-07",
     3.81
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     "2026-04-10",
     3.81
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     "2026-04-15",
     3.76
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     "2026-04-20",
     3.72
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     "2026-04-23",
     3.83
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     "2026-04-28",
     3.84
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     "2026-05-01",
     3.88
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     "2026-05-07",
     3.92
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     "2026-05-12",
     4.0
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     "2026-05-15",
     4.09
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     "2026-05-20",
     4.04
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     "2026-05-26",
     4.01
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     "2026-05-29",
     3.98
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     "2026-06-03",
     4.08
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     "2026-06-08",
     4.15
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     "2026-06-12",
     4.09
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    [
     "2026-06-17",
     4.2
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    [
     "2026-06-23",
     4.16
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    [
     "2026-06-26",
     4.07
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     3.8
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    [
     "2026-02-03",
     3.83
    ],
    [
     "2026-02-06",
     3.76
    ],
    [
     "2026-02-11",
     3.75
    ],
    [
     "2026-02-17",
     3.63
    ],
    [
     "2026-02-20",
     3.65
    ],
    [
     "2026-02-26",
     3.57
    ],
    [
     "2026-03-03",
     3.63
    ],
    [
     "2026-03-06",
     3.72
    ],
    [
     "2026-03-11",
     3.79
    ],
    [
     "2026-03-16",
     3.8
    ],
    [
     "2026-03-19",
     3.88
    ],
    [
     "2026-03-24",
     4.03
    ],
    [
     "2026-03-27",
     4.06
    ],
    [
     "2026-04-02",
     3.94
    ],
    [
     "2026-04-07",
     3.95
    ],
    [
     "2026-04-10",
     3.94
    ],
    [
     "2026-04-15",
     3.9
    ],
    [
     "2026-04-20",
     3.86
    ],
    [
     "2026-04-23",
     3.96
    ],
    [
     "2026-04-28",
     3.97
    ],
    [
     "2026-05-01",
     4.02
    ],
    [
     "2026-05-07",
     4.04
    ],
    [
     "2026-05-12",
     4.12
    ],
    [
     "2026-05-15",
     4.26
    ],
    [
     "2026-05-20",
     4.22
    ],
    [
     "2026-05-26",
     4.19
    ],
    [
     "2026-05-29",
     4.13
    ],
    [
     "2026-06-03",
     4.21
    ],
    [
     "2026-06-08",
     4.29
    ],
    [
     "2026-06-12",
     4.21
    ],
    [
     "2026-06-17",
     4.27
    ],
    [
     "2026-06-23",
     4.27
    ],
    [
     "2026-06-26",
     4.12
    ],
    [
     "2026-07-01",
     4.24
    ],
    [
     "2026-07-07",
     4.27
    ],
    [
     "2026-07-10",
     4.3
    ],
    [
     "2026-07-15",
     4.26
    ],
    [
     "2026-07-21",
     4.37
    ],
    [
     "2026-07-24",
     4.43
    ],
    [
     "2026-07-29",
     4.37
    ],
    [
     "2026-08-03",
     4.4
    ],
    [
     "2026-08-06",
     4.4
    ],
    [
     "2026-08-11",
     4.39
    ],
    [
     "2026-08-14",
     4.36
    ],
    [
     "2026-08-19",
     4.35
    ],
    [
     "2026-08-25",
     4.35
    ],
    [
     "2026-08-28",
     4.48
    ],
    [
     "2026-09-02",
     4.54
    ],
    [
     "2026-09-08",
     4.57
    ],
    [
     "2026-09-11",
     4.78
    ],
    [
     "2026-09-16",
     4.86
    ],
    [
     "2026-09-21",
     4.83
    ],
    [
     "2026-09-24",
     5.03
    ],
    [
     "2026-09-30",
     5.09
    ],
    [
     "2026-10-05",
     5.06
    ],
    [
     "2026-10-08",
     4.99
    ],
    [
     "2026-10-14",
     5.0
    ],
    [
     "2026-10-19",
     4.94
    ],
    [
     "2026-10-22",
     4.78
    ],
    [
     "2026-10-27",
     4.82
    ],
    [
     "2026-10-30",
     4.71
    ],
    [
     "2026-11-04",
     4.69
    ]
   ],
   "wk52_high": {
    "date": "2026-09-30",
    "value": 5.09
   },
   "wk52_low": {
    "date": "2026-02-27",
    "value": 3.51
   },
   "year": {
    "ref_date": "2025-11-04",
    "ref_value": 3.69,
    "value": 1.0
   }
  },
  "DPRIME": {
   "alltime_high": {
    "date": "1980-12-19",
    "value": 21.5
   },
   "alltime_low": {
    "date": "1955-08-04",
    "value": 3.25
   },
   "as_of": "2026-10-27",
   "category": "benchmark",
   "feature": true,
   "freq": "daily",
   "history_start": "1955-08-04",
   "id": "DPRIME",
   "label": "Bank Prime Loan Rate",
   "latest": 7.0,
   "month": {
    "ref_date": "2026-09-25",
    "ref_value": 7.0,
    "value": 0.0
   },
   "note": "The base for most HELOCs, card APRs and small-business lending.",
   "obs_count": 18156,
   "order": 1,
   "prev": {
    "ref_date": "2026-10-26",
    "ref_value": 7.0,
    "value": 0.0
   },
   "range_pos": 50.0,
   "short": "Prime",
   "source": "Federal Reserve H.15",
   "spark": [
    [
     "2024-10-28",
     8.0
    ],
    [
     "2024-10-31",
     8.0
    ],
    [
     "2024-11-05",
     8.0
    ],
    [
     "2024-11-08",
     7.75
    ],
    [
     "2024-11-13",
     7.75
    ],
    [
     "2024-11-19",
     7.75
    ],
    [
     "2024-11-22",
     7.75
    ],
    [
     "2024-11-27",
     7.75
    ],
    [
     "2024-12-03",
     7.75
    ],
    [
     "2024-12-06",
     7.75
    ],
    [
     "2024-12-12",
     7.75
    ],
    [
     "2024-12-17",
     7.75
    ],
    [
     "2024-12-20",
     7.5
    ],
    [
     "2024-12-25",
     7.5
    ],
    [
     "2024-12-30",
     7.5
    ],
    [
     "2025-01-03",
     7.5
    ],
    [
     "2025-01-08",
     7.5
    ],
    [
     "2025-01-13",
     7.5
    ],
    [
     "2025-01-16",
     7.5
    ],
    [
     "2025-01-21",
     7.5
    ],
    [
     "2025-01-27",
     7.5
    ],
    [
     "2025-01-30",
     7.5
    ],
    [
     "2025-02-04",
     7.5
    ],
    [
     "2025-02-07",
     7.5
    ],
    [
     "2025-02-12",
     7.5
    ],
    [
     "2025-02-19",
     7.5
    ],
    [
     "2025-02-24",
     7.5
    ],
    [
     "2025-02-27",
     7.5
    ],
    [
     "2025-03-04",
     7.5
    ],
    [
     "2025-03-07",
     7.5
    ],
    [
     "2025-03-13",
     7.5
    ],
    [
     "2025-03-18",
     7.5
    ],
    [
     "2025-03-21",
     7.5
    ],
    [
     "2025-03-26",
     7.5
    ],
    [
     "2025-04-01",
     7.5
    ],
    [
     "2025-04-04",
     7.5
    ],
    [
     "2025-04-09",
     7.5
    ],
    [
     "2025-04-14",
     7.5
    ],
    [
     "2025-04-17",
     7.5
    ],
    [
     "2025-04-23",
     7.5
    ],
    [
     "2025-04-28",
     7.5
    ],
    [
     "2025-05-01",
     7.5
    ],
    [
     "2025-05-06",
     7.5
    ],
    [
     "2025-05-09",
     7.5
    ],
    [
     "2025-05-15",
     7.5
    ],
    [
     "2025-05-20",
     7.5
    ],
    [
     "2025-05-23",
     7.5
    ],
    [
     "2025-05-29",
     7.5
    ],
    [
     "2025-06-03",
     7.5
    ],
    [
     "2025-06-09",
     7.5
    ],
    [
     "2025-06-12",
     7.5
    ],
    [
     "2025-06-17",
     7.5
    ],
    [
     "2025-06-23",
     7.5
    ],
    [
     "2025-06-26",
     7.5
    ],
    [
     "2025-07-02",
     7.5
    ],
    [
     "2025-07-08",
     7.5
    ],
    [
     "2025-07-11",
     7.5
    ],
    [
     "2025-07-16",
     7.5
    ],
    [
     "2025-07-21",
     7.5
    ],
    [
     "2025-07-25",
     7.5
    ],
    [
     "2025-07-30",
     7.5
    ],
    [
     "2025-08-04",
     7.5
    ],
    [
     "2025-08-07",
     7.5
    ],
    [
     "2025-08-12",
     7.5
    ],
    [
     "2025-08-18",
     7.5
    ],
    [
     "2025-08-21",
     7.5
    ],
    [
     "2025-08-26",
     7.5
    ],
    [
     "2025-08-29",
     7.5
    ],
    [
     "2025-09-05",
     7.5
    ],
    [
     "2025-09-10",
     7.5
    ],
    [
     "2025-09-15",
     7.5
    ],
    [
     "2025-09-18",
     7.25
    ],
    [
     "2025-09-23",
     7.25
    ],
    [
     "2025-09-29",
     7.25
    ],
    [
     "2025-10-02",
     7.25
    ],
    [
     "2025-10-07",
     7.25
    ],
    [
     "2025-10-10",
     7.25
    ],
    [
     "2025-10-15",
     7.25
    ],
    [
     "2025-10-21",
     7.25
    ],
    [
     "2025-10-24",
     7.25
    ],
    [
     "2025-10-29",
     7.25
    ],
    [
     "2025-11-03",
     7.0
    ],
    [
     "2025-11-06",
     7.0
    ],
    [
     "2025-11-12",
     7.0
    ],
    [
     "2025-11-17",
     7.0
    ],
    [
     "2025-11-20",
     7.0
    ],
    [
     "2025-11-25",
     7.0
    ],
    [
     "2025-12-01",
     7.0
    ],
    [
     "2025-12-05",
     7.0
    ],
    [
     "2025-12-10",
     7.0
    ],
    [
     "2025-12-15",
     6.75
    ],
    [
     "2025-12-18",
     6.75
    ],
    [
     "2025-12-23",
     6.75
    ],
    [
     "2025-12-29",
     6.75
    ],
    [
     "2026-01-02",
     6.75
    ],
    [
     "2026-01-07",
     6.75
    ],
    [
     "2026-01-12",
     6.75
    ],
    [
     "2026-01-16",
     6.75
    ],
    [
     "2026-01-21",
     6.75
    ],
    [
     "2026-01-26",
     6.75
    ],
    [
     "2026-01-29",
     6.75
    ],
    [
     "2026-02-03",
     6.75
    ],
    [
     "2026-02-09",
     6.75
    ],
    [
     "2026-02-12",
     6.75
    ],
    [
     "2026-02-17",
     6.75
    ],
    [
     "2026-02-20",
     6.75
    ],
    [
     "2026-02-25",
     6.75
    ],
    [
     "2026-03-03",
     6.75
    ],
    [
     "2026-03-06",
     6.75
    ],
    [
     "2026-03-11",
     6.75
    ],
    [
     "2026-03-16",
     6.75
    ],
    [
     "2026-03-19",
     6.75
    ],
    [
     "2026-03-25",
     6.75
    ],
    [
     "2026-03-30",
     6.75
    ],
    [
     "2026-04-02",
     6.75
    ],
    [
     "2026-04-07",
     6.75
    ],
    [
     "2026-04-10",
     6.75
    ],
    [
     "2026-04-16",
     6.75
    ],
    [
     "2026-04-21",
     6.75
    ],
    [
     "2026-04-24",
     6.75
    ],
    [
     "2026-04-29",
     6.75
    ],
    [
     "2026-05-04",
     6.75
    ],
    [
     "2026-05-08",
     6.75
    ],
    [
     "2026-05-13",
     6.75
    ],
    [
     "2026-05-18",
     6.75
    ],
    [
     "2026-05-21",
     6.75
    ],
    [
     "2026-05-26",
     6.75
    ],
    [
     "2026-06-01",
     6.75
    ],
    [
     "2026-06-04",
     6.75
    ],
    [
     "2026-06-09",
     6.75
    ],
    [
     "2026-06-12",
     6.75
    ],
    [
     "2026-06-18",
     6.75
    ],
    [
     "2026-06-24",
     6.75
    ],
    [
     "2026-06-29",
     6.75
    ],
    [
     "2026-07-02",
     6.75
    ],
    [
     "2026-07-07",
     6.75
    ],
    [
     "2026-07-13",
     6.75
    ],
    [
     "2026-07-16",
     6.75
    ],
    [
     "2026-07-21",
     6.75
    ],
    [
     "2026-07-24",
     6.75
    ],
    [
     "2026-07-29",
     6.75
    ],
    [
     "2026-08-04",
     6.75
    ],
    [
     "2026-08-07",
     6.75
    ],
    [
     "2026-08-12",
     6.75
    ],
    [
     "2026-08-17",
     6.75
    ],
    [
     "2026-08-20",
     6.75
    ],
    [
     "2026-08-26",
     6.75
    ],
    [
     "2026-08-31",
     6.75
    ],
    [
     "2026-09-03",
     6.75
    ],
    [
     "2026-09-08",
     6.75
    ],
    [
     "2026-09-11",
     6.75
    ],
    [
     "2026-09-17",
     7.0
    ],
    [
     "2026-09-22",
     7.0
    ],
    [
     "2026-09-25",
     7.0
    ],
    [
     "2026-09-30",
     7.0
    ],
    [
     "2026-10-05",
     7.0
    ],
    [
     "2026-10-09",
     7.0
    ],
    [
     "2026-10-14",
     7.0
    ],
    [
     "2026-10-19",
     7.0
    ],
    [
     "2026-10-22",
     7.0
    ],
    [
     "2026-10-27",
     7.0
    ]
   ],
   "wk52_high": {
    "date": "2025-10-27",
    "value": 7.25
   },
   "wk52_low": {
    "date": "2025-12-11",
    "value": 6.75
   },
   "year": {
    "ref_date": "2025-10-27",
    "ref_value": 7.25,
    "value": -0.25
   }
  },
  "FEDFUNDS": {
   "alltime_high": {
    "date": "1981-06-01",
    "value": 19.1
   },
   "alltime_low": {
    "date": "2020-04-01",
    "value": 0.05
   },
   "as_of": "2026-10-01",
   "category": "benchmark",
   "feature": false,
   "freq": "monthly",
   "history_start": "1954-07-01",
   "id": "FEDFUNDS",
   "label": "Federal Funds Rate (effective)",
   "latest": 3.88,
   "month": {
    "ref_date": "2026-09-01",
    "ref_value": 3.75,
    "value": 0.13
   },
   "note": "Monthly average of the Fed's policy rate.",
   "obs_count": 868,
   "order": 2,
   "prev": {
    "ref_date": "2026-09-01",
    "ref_value": 3.75,
    "value": 0.13
   },
   "range_pos": 54.3,
   "short": "Fed funds",
   "source": "Federal Reserve H.15",
   "spark": [
    [
     "2024-10-01",
     4.83
    ],
    [
     "2024-11-01",
     4.64
    ],
    [
     "2024-12-01",
     4.48
    ],
    [
     "2025-01-01",
     4.33
    ],
    [
     "2025-02-01",
     4.33
    ],
    [
     "2025-03-01",
     4.33
    ],
    [
     "2025-04-01",
     4.33
    ],
    [
     "2025-05-01",
     4.33
    ],
    [
     "2025-06-01",
     4.33
    ],
    [
     "2025-07-01",
     4.33
    ],
    [
     "2025-08-01",
     4.33
    ],
    [
     "2025-09-01",
     4.22
    ],
    [
     "2025-10-01",
     4.09
    ],
    [
     "2025-11-01",
     3.88
    ],
    [
     "2025-12-01",
     3.72
    ],
    [
     "2026-01-01",
     3.64
    ],
    [
     "2026-02-01",
     3.64
    ],
    [
     "2026-03-01",
     3.64
    ],
    [
     "2026-04-01",
     3.64
    ],
    [
     "2026-05-01",
     3.63
    ],
    [
     "2026-06-01",
     3.63
    ],
    [
     "2026-07-01",
     3.63
    ],
    [
     "2026-08-01",
     3.63
    ],
    [
     "2026-09-01",
     3.75
    ],
    [
     "2026-10-01",
     3.88
    ]
   ],
   "wk52_high": {
    "date": "2025-10-01",
    "value": 4.09
   },
   "wk52_low": {
    "date": "2026-05-01",
    "value": 3.63
   },
   "year": {
    "ref_date": "2025-10-01",
    "ref_value": 4.09,
    "value": -0.21
   }
  },
  "MORTGAGE15US": {
   "alltime_high": {
    "date": "1994-12-16",
    "value": 8.89
   },
   "alltime_low": {
    "date": "2021-07-29",
    "value": 2.1
   },
   "as_of": "2026-11-05",
   "category": "mortgage_survey",
   "feature": false,
   "freq": "weekly",
   "history_start": "1991-08-30",
   "id": "MORTGAGE15US",
   "label": "15-Year Fixed (Freddie Mac PMMS)",
   "latest": 6.57,
   "month": {
    "ref_date": "2026-10-01",
    "ref_value": 6.6,
    "value": -0.03
   },
   "note": "Weekly survey companion to the 30-year figure.",
   "obs_count": 1837,
   "order": 2,
   "prev": {
    "ref_date": "2026-10-29",
    "ref_value": 6.6,
    "value": -0.03
   },
   "range_pos": 88.4,
   "short": "PMMS 15-yr",
   "source": "Freddie Mac",
   "spark": [
    [
     "2024-11-07",
     6.0
    ],
    [
     "2024-11-14",
     5.99
    ],
    [
     "2024-11-21",
     6.02
    ],
    [
     "2024-11-27",
     6.1
    ],
    [
     "2024-12-05",
     5.96
    ],
    [
     "2024-12-12",
     5.84
    ],
    [
     "2024-12-19",
     5.92
    ],
    [
     "2024-12-26",
     6.0
    ],
    [
     "2025-01-02",
     6.13
    ],
    [
     "2025-01-09",
     6.14
    ],
    [
     "2025-01-16",
     6.27
    ],
    [
     "2025-01-23",
     6.16
    ],
    [
     "2025-01-30",
     6.12
    ],
    [
     "2025-02-06",
     6.05
    ],
    [
     "2025-02-13",
     6.09
    ],
    [
     "2025-02-20",
     6.04
    ],
    [
     "2025-02-27",
     5.94
    ],
    [
     "2025-03-06",
     5.79
    ],
    [
     "2025-03-13",
     5.8
    ],
    [
     "2025-03-20",
     5.83
    ],
    [
     "2025-03-27",
     5.89
    ],
    [
     "2025-04-03",
     5.82
    ],
    [
     "2025-04-10",
     5.82
    ],
    [
     "2025-04-17",
     6.03
    ],
    [
     "2025-04-24",
     5.94
    ],
    [
     "2025-05-01",
     5.92
    ],
    [
     "2025-05-08",
     5.89
    ],
    [
     "2025-05-15",
     5.92
    ],
    [
     "2025-05-22",
     6.01
    ],
    [
     "2025-05-29",
     6.03
    ],
    [
     "2025-06-05",
     5.99
    ],
    [
     "2025-06-12",
     5.97
    ],
    [
     "2025-06-18",
     5.96
    ],
    [
     "2025-06-26",
     5.89
    ],
    [
     "2025-07-03",
     5.8
    ],
    [
     "2025-07-10",
     5.86
    ],
    [
     "2025-07-17",
     5.92
    ],
    [
     "2025-07-24",
     5.87
    ],
    [
     "2025-07-31",
     5.85
    ],
    [
     "2025-08-07",
     5.75
    ],
    [
     "2025-08-14",
     5.71
    ],
    [
     "2025-08-21",
     5.69
    ],
    [
     "2025-08-28",
     5.69
    ],
    [
     "2025-09-04",
     5.6
    ],
    [
     "2025-09-11",
     5.5
    ],
    [
     "2025-09-18",
     5.41
    ],
    [
     "2025-09-25",
     5.49
    ],
    [
     "2025-10-02",
     5.55
    ],
    [
     "2025-10-09",
     5.53
    ],
    [
     "2025-10-16",
     5.52
    ],
    [
     "2025-10-23",
     5.44
    ],
    [
     "2025-10-30",
     5.41
    ],
    [
     "2025-11-06",
     5.5
    ],
    [
     "2025-11-13",
     5.49
    ],
    [
     "2025-11-20",
     5.54
    ],
    [
     "2025-11-26",
     5.51
    ],
    [
     "2025-12-04",
     5.44
    ],
    [
     "2025-12-11",
     5.54
    ],
    [
     "2025-12-18",
     5.47
    ],
    [
     "2025-12-24",
     5.5
    ],
    [
     "2025-12-31",
     5.44
    ],
    [
     "2026-01-08",
     5.46
    ],
    [
     "2026-01-15",
     5.38
    ],
    [
     "2026-01-22",
     5.44
    ],
    [
     "2026-01-29",
     5.49
    ],
    [
     "2026-02-05",
     5.5
    ],
    [
     "2026-02-12",
     5.44
    ],
    [
     "2026-02-19",
     5.35
    ],
    [
     "2026-02-26",
     5.44
    ],
    [
     "2026-03-05",
     5.43
    ],
    [
     "2026-03-12",
     5.5
    ],
    [
     "2026-03-19",
     5.54
    ],
    [
     "2026-03-26",
     5.75
    ],
    [
     "2026-04-02",
     5.77
    ],
    [
     "2026-04-09",
     5.74
    ],
    [
     "2026-04-16",
     5.65
    ],
    [
     "2026-04-23",
     5.58
    ],
    [
     "2026-04-30",
     5.64
    ],
    [
     "2026-05-07",
     5.72
    ],
    [
     "2026-05-14",
     5.71
    ],
    [
     "2026-05-21",
     5.85
    ],
    [
     "2026-05-28",
     5.87
    ],
    [
     "2026-06-04",
     5.79
    ],
    [
     "2026-06-11",
     5.84
    ],
    [
     "2026-06-18",
     5.81
    ],
    [
     "2026-06-25",
     5.84
    ],
    [
     "2026-07-02",
     5.79
    ],
    [
     "2026-07-09",
     5.82
    ],
    [
     "2026-07-16",
     5.93
    ],
    [
     "2026-07-23",
     5.96
    ],
    [
     "2026-07-30",
     6.04
    ],
    [
     "2026-08-06",
     6.01
    ],
    [
     "2026-08-13",
     5.96
    ],
    [
     "2026-08-20",
     5.95
    ],
    [
     "2026-08-27",
     5.98
    ],
    [
     "2026-09-03",
     6.04
    ],
    [
     "2026-09-10",
     6.09
    ],
    [
     "2026-09-17",
     6.26
    ],
    [
     "2026-09-24",
     6.42
    ],
    [
     "2026-10-01",
     6.6
    ],
    [
     "2026-10-08",
     6.73
    ],
    [
     "2026-10-15",
     6.71
    ],
    [
     "2026-10-22",
     6.68
    ],
    [
     "2026-10-29",
     6.6
    ],
    [
     "2026-11-05",
     6.57
    ]
   ],
   "wk52_high": {
    "date": "2026-10-08",
    "value": 6.73
   },
   "wk52_low": {
    "date": "2026-02-19",
    "value": 5.35
   },
   "year": {
    "ref_date": "2025-10-30",
    "ref_value": 5.41,
    "value": 1.16
   }
  },
  "MORTGAGE30US": {
   "alltime_high": {
    "date": "1981-10-09",
    "value": 18.63
   },
   "alltime_low": {
    "date": "2021-01-07",
    "value": 2.65
   },
   "as_of": "2026-11-05",
   "category": "mortgage_survey",
   "feature": true,
   "freq": "weekly",
   "history_start": "1971-04-02",
   "id": "MORTGAGE30US",
   "label": "30-Year Fixed (Freddie Mac PMMS)",
   "latest": 7.18,
   "month": {
    "ref_date": "2026-10-01",
    "ref_value": 7.28,
    "value": -0.1
   },
   "note": "The weekly survey figure most news coverage quotes.",
   "obs_count": 2902,
   "order": 1,
   "prev": {
    "ref_date": "2026-10-29",
    "ref_value": 7.24,
    "value": -0.06
   },
   "range_pos": 84.5,
   "short": "PMMS 30-yr",
   "source": "Freddie Mac",
   "spark": [
    [
     "2024-11-07",
     6.79
    ],
    [
     "2024-11-14",
     6.78
    ],
    [
     "2024-11-21",
     6.84
    ],
    [
     "2024-11-27",
     6.81
    ],
    [
     "2024-12-05",
     6.69
    ],
    [
     "2024-12-12",
     6.6
    ],
    [
     "2024-12-19",
     6.72
    ],
    [
     "2024-12-26",
     6.85
    ],
    [
     "2025-01-02",
     6.91
    ],
    [
     "2025-01-09",
     6.93
    ],
    [
     "2025-01-16",
     7.04
    ],
    [
     "2025-01-23",
     6.96
    ],
    [
     "2025-01-30",
     6.95
    ],
    [
     "2025-02-06",
     6.89
    ],
    [
     "2025-02-13",
     6.87
    ],
    [
     "2025-02-20",
     6.85
    ],
    [
     "2025-02-27",
     6.76
    ],
    [
     "2025-03-06",
     6.63
    ],
    [
     "2025-03-13",
     6.65
    ],
    [
     "2025-03-20",
     6.67
    ],
    [
     "2025-03-27",
     6.65
    ],
    [
     "2025-04-03",
     6.64
    ],
    [
     "2025-04-10",
     6.62
    ],
    [
     "2025-04-17",
     6.83
    ],
    [
     "2025-04-24",
     6.81
    ],
    [
     "2025-05-01",
     6.76
    ],
    [
     "2025-05-08",
     6.76
    ],
    [
     "2025-05-15",
     6.81
    ],
    [
     "2025-05-22",
     6.86
    ],
    [
     "2025-05-29",
     6.89
    ],
    [
     "2025-06-05",
     6.85
    ],
    [
     "2025-06-12",
     6.84
    ],
    [
     "2025-06-18",
     6.81
    ],
    [
     "2025-06-26",
     6.77
    ],
    [
     "2025-07-03",
     6.67
    ],
    [
     "2025-07-10",
     6.72
    ],
    [
     "2025-07-17",
     6.75
    ],
    [
     "2025-07-24",
     6.74
    ],
    [
     "2025-07-31",
     6.72
    ],
    [
     "2025-08-07",
     6.63
    ],
    [
     "2025-08-14",
     6.58
    ],
    [
     "2025-08-21",
     6.58
    ],
    [
     "2025-08-28",
     6.56
    ],
    [
     "2025-09-04",
     6.5
    ],
    [
     "2025-09-11",
     6.35
    ],
    [
     "2025-09-18",
     6.26
    ],
    [
     "2025-09-25",
     6.3
    ],
    [
     "2025-10-02",
     6.34
    ],
    [
     "2025-10-09",
     6.3
    ],
    [
     "2025-10-16",
     6.27
    ],
    [
     "2025-10-23",
     6.19
    ],
    [
     "2025-10-30",
     6.17
    ],
    [
     "2025-11-06",
     6.22
    ],
    [
     "2025-11-13",
     6.24
    ],
    [
     "2025-11-20",
     6.26
    ],
    [
     "2025-11-26",
     6.23
    ],
    [
     "2025-12-04",
     6.19
    ],
    [
     "2025-12-11",
     6.22
    ],
    [
     "2025-12-18",
     6.21
    ],
    [
     "2025-12-24",
     6.18
    ],
    [
     "2025-12-31",
     6.15
    ],
    [
     "2026-01-08",
     6.16
    ],
    [
     "2026-01-15",
     6.06
    ],
    [
     "2026-01-22",
     6.09
    ],
    [
     "2026-01-29",
     6.1
    ],
    [
     "2026-02-05",
     6.11
    ],
    [
     "2026-02-12",
     6.09
    ],
    [
     "2026-02-19",
     6.01
    ],
    [
     "2026-02-26",
     5.98
    ],
    [
     "2026-03-05",
     6.0
    ],
    [
     "2026-03-12",
     6.11
    ],
    [
     "2026-03-19",
     6.22
    ],
    [
     "2026-03-26",
     6.38
    ],
    [
     "2026-04-02",
     6.46
    ],
    [
     "2026-04-09",
     6.37
    ],
    [
     "2026-04-16",
     6.3
    ],
    [
     "2026-04-23",
     6.23
    ],
    [
     "2026-04-30",
     6.3
    ],
    [
     "2026-05-07",
     6.37
    ],
    [
     "2026-05-14",
     6.36
    ],
    [
     "2026-05-21",
     6.51
    ],
    [
     "2026-05-28",
     6.53
    ],
    [
     "2026-06-04",
     6.48
    ],
    [
     "2026-06-11",
     6.52
    ],
    [
     "2026-06-18",
     6.47
    ],
    [
     "2026-06-25",
     6.49
    ],
    [
     "2026-07-02",
     6.43
    ],
    [
     "2026-07-09",
     6.49
    ],
    [
     "2026-07-16",
     6.55
    ],
    [
     "2026-07-23",
     6.58
    ],
    [
     "2026-07-30",
     6.66
    ],
    [
     "2026-08-06",
     6.69
    ],
    [
     "2026-08-13",
     6.67
    ],
    [
     "2026-08-20",
     6.65
    ],
    [
     "2026-08-27",
     6.66
    ],
    [
     "2026-09-03",
     6.71
    ],
    [
     "2026-09-10",
     6.76
    ],
    [
     "2026-09-17",
     6.95
    ],
    [
     "2026-09-24",
     7.03
    ],
    [
     "2026-10-01",
     7.28
    ],
    [
     "2026-10-08",
     7.4
    ],
    [
     "2026-10-15",
     7.4
    ],
    [
     "2026-10-22",
     7.32
    ],
    [
     "2026-10-29",
     7.24
    ],
    [
     "2026-11-05",
     7.18
    ]
   ],
   "wk52_high": {
    "date": "2026-10-08",
    "value": 7.4
   },
   "wk52_low": {
    "date": "2026-02-26",
    "value": 5.98
   },
   "year": {
    "ref_date": "2025-10-30",
    "ref_value": 6.17,
    "value": 1.01
   }
  },
  "OBMMIC15YF": {
   "alltime_high": {
    "date": "2023-10-27",
    "value": 7.307
   },
   "alltime_low": {
    "date": "2021-08-03",
    "value": 2.218
   },
   "as_of": "2026-11-04",
   "category": "mortgage",
   "feature": true,
   "freq": "daily",
   "history_start": "2017-01-03",
   "id": "OBMMIC15YF",
   "label": "15-Year Fixed, Conforming",
   "latest": 6.571,
   "month": {
    "ref_date": "2026-10-05",
    "ref_value": 6.796,
    "value": -0.225
   },
   "note": "Average locked rate on conforming 15-year fixed loans.",
   "obs_count": 2459,
   "order": 2,
   "prev": {
    "ref_date": "2026-11-03",
    "ref_value": 6.493,
    "value": 0.078
   },
   "range_pos": 85.0,
   "short": "15-yr fixed",
   "source": "Optimal Blue",
   "spark": [
    [
     "2024-11-04",
     6.17
    ],
    [
     "2024-11-07",
     6.029
    ],
    [
     "2024-11-13",
     6.117
    ],
    [
     "2024-11-18",
     6.229
    ],
    [
     "2024-11-21",
     6.129
    ],
    [
     "2024-11-26",
     6.027
    ],
    [
     "2024-12-03",
     5.922
    ],
    [
     "2024-12-06",
     5.815
    ],
    [
     "2024-12-11",
     5.886
    ],
    [
     "2024-12-16",
     6.116
    ],
    [
     "2024-12-20",
     6.01
    ],
    [
     "2024-12-27",
     6.333
    ],
    [
     "2025-01-02",
     6.103
    ],
    [
     "2025-01-07",
     6.15
    ],
    [
     "2025-01-10",
     6.381
    ],
    [
     "2025-01-15",
     6.302
    ],
    [
     "2025-01-21",
     6.132
    ],
    [
     "2025-01-24",
     6.211
    ],
    [
     "2025-01-29",
     6.033
    ],
    [
     "2025-02-04",
     6.175
    ],
    [
     "2025-02-07",
     6.171
    ],
    [
     "2025-02-12",
     6.217
    ],
    [
     "2025-02-18",
     6.143
    ],
    [
     "2025-02-21",
     5.935
    ],
    [
     "2025-02-26",
     5.861
    ],
    [
     "2025-03-03",
     5.762
    ],
    [
     "2025-03-06",
     5.928
    ],
    [
     "2025-03-11",
     5.802
    ],
    [
     "2025-03-14",
     5.808
    ],
    [
     "2025-03-20",
     5.819
    ],
    [
     "2025-03-25",
     5.911
    ],
    [
     "2025-03-28",
     5.77
    ],
    [
     "2025-04-02",
     5.787
    ],
    [
     "2025-04-07",
     5.789
    ],
    [
     "2025-04-10",
     5.956
    ],
    [
     "2025-04-15",
     5.976
    ],
    [
     "2025-04-18",
     5.891
    ],
    [
     "2025-04-23",
     6.011
    ],
    [
     "2025-04-29",
     5.809
    ],
    [
     "2025-05-02",
     5.978
    ],
    [
     "2025-05-07",
     5.983
    ],
    [
     "2025-05-12",
     5.989
    ],
    [
     "2025-05-15",
     6.057
    ],
    [
     "2025-05-20",
     6.004
    ],
    [
     "2025-05-23",
     6.091
    ],
    [
     "2025-05-29",
     5.939
    ],
    [
     "2025-06-03",
     6.035
    ],
    [
     "2025-06-06",
     6.041
    ],
    [
     "2025-06-12",
     6.02
    ],
    [
     "2025-06-17",
     5.951
    ],
    [
     "2025-06-23",
     5.954
    ],
    [
     "2025-06-26",
     5.859
    ],
    [
     "2025-07-01",
     5.787
    ],
    [
     "2025-07-07",
     5.803
    ],
    [
     "2025-07-10",
     5.88
    ],
    [
     "2025-07-15",
     5.928
    ],
    [
     "2025-07-18",
     5.929
    ],
    [
     "2025-07-24",
     5.884
    ],
    [
     "2025-07-29",
     5.858
    ],
    [
     "2025-08-01",
     5.783
    ],
    [
     "2025-08-06",
     5.719
    ],
    [
     "2025-08-11",
     5.703
    ],
    [
     "2025-08-14",
     5.775
    ],
    [
     "2025-08-19",
     5.737
    ],
    [
     "2025-08-22",
     5.668
    ],
    [
     "2025-08-27",
     5.614
    ],
    [
     "2025-09-03",
     5.714
    ],
    [
     "2025-09-08",
     5.441
    ],
    [
     "2025-09-11",
     5.353
    ],
    [
     "2025-09-16",
     5.371
    ],
    [
     "2025-09-19",
     5.462
    ],
    [
     "2025-09-24",
     5.482
    ],
    [
     "2025-09-29",
     5.565
    ],
    [
     "2025-10-02",
     5.604
    ],
    [
     "2025-10-07",
     5.546
    ],
    [
     "2025-10-10",
     5.442
    ],
    [
     "2025-10-17",
     5.478
    ],
    [
     "2025-10-22",
     5.415
    ],
    [
     "2025-10-27",
     5.341
    ],
    [
     "2025-10-30",
     5.403
    ],
    [
     "2025-11-04",
     5.537
    ],
    [
     "2025-11-07",
     5.62
    ],
    [
     "2025-11-13",
     5.566
    ],
    [
     "2025-11-18",
     5.457
    ],
    [
     "2025-11-21",
     5.435
    ],
    [
     "2025-12-01",
     5.475
    ],
    [
     "2025-12-04",
     5.515
    ],
    [
     "2025-12-09",
     5.464
    ],
    [
     "2025-12-12",
     5.385
    ],
    [
     "2025-12-17",
     5.462
    ],
    [
     "2025-12-22",
     5.424
    ],
    [
     "2025-12-29",
     5.445
    ],
    [
     "2026-01-02",
     5.376
    ],
    [
     "2026-01-07",
     5.386
    ],
    [
     "2026-01-12",
     5.296
    ],
    [
     "2026-01-16",
     5.316
    ],
    [
     "2026-01-22",
     5.357
    ],
    [
     "2026-01-27",
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     "2026-08-03",
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     "2026-08-06",
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     "2026-08-11",
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     "2026-08-17",
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     "2026-08-20",
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     "2026-08-25",
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     "2026-09-08",
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     "2026-09-11",
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     "2026-09-16",
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     "2026-09-21",
     6.536
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     "2026-09-25",
     6.573
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     "2026-09-30",
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     "2026-10-05",
     6.796
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     "2026-10-08",
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     "2026-10-14",
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     "2026-10-19",
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     "2026-10-22",
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     "2026-10-27",
     6.579
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     "2026-10-30",
     6.468
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     "2026-11-04",
     6.571
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     "2024-12-06",
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     "2025-01-02",
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     "2025-01-07",
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     "2025-07-10",
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     "2025-09-08",
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     "2025-09-19",
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     "2025-08-14",
     6.369
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    [
     "2025-08-19",
     6.385
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    [
     "2025-08-22",
     6.344
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    [
     "2025-08-27",
     6.328
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    [
     "2025-09-03",
     6.249
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    [
     "2025-09-08",
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    [
     "2025-09-11",
     6.128
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    [
     "2025-09-16",
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     "2025-09-19",
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     "2025-09-24",
     6.153
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     "2025-09-29",
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     "2025-10-02",
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     "2025-10-07",
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     "2025-10-10",
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     "2025-10-17",
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     "2025-10-22",
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     "2025-10-27",
     5.968
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    [
     "2025-10-30",
     6.08
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     "2025-11-04",
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     "2025-11-07",
     6.084
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     "2025-11-13",
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     "2025-11-18",
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     "2025-11-21",
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     "2025-12-01",
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     "2025-12-12",
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     "2025-12-17",
     6.078
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     "2025-12-22",
     6.008
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     "2025-12-29",
     5.96
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     "2026-01-02",
     6.035
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     "2026-01-07",
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     "2026-01-12",
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    [
     "2026-01-16",
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     "2026-01-22",
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     "2026-01-27",
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    [
     "2026-01-30",
     5.987
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    [
     "2026-02-04",
     5.935
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     "2026-02-09",
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     "2026-02-12",
     5.931
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     "2026-02-18",
     5.961
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     "2026-02-23",
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     "2026-02-27",
     5.861
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    [
     "2026-03-04",
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    ],
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     "2026-03-09",
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     "2026-03-12",
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    [
     "2026-03-17",
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     "2026-03-20",
     6.164
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     "2026-03-25",
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     "2026-03-30",
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     "2026-04-02",
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     "2026-05-04",
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     "2026-05-07",
     6.113
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     "2026-05-12",
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     "2026-05-15",
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     "2026-05-21",
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     "2026-05-27",
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     "2026-06-01",
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     "2026-06-04",
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     "2026-06-09",
     6.284
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     "2026-06-12",
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     "2026-06-17",
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     "2026-06-23",
     6.297
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     "2026-06-26",
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     "2026-07-02",
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     "2026-07-08",
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     "2026-07-13",
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     "2026-07-16",
     6.39
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     "2026-07-21",
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     "2026-07-24",
     6.488
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     "2026-07-29",
     6.418
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     "2026-08-03",
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     "2026-08-06",
     6.504
    ],
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     "2026-08-11",
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    ],
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     "2026-08-17",
     6.475
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    [
     "2026-08-20",
     6.483
    ],
    [
     "2026-08-25",
     6.529
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     "2026-08-28",
     6.492
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     "2026-09-02",
     6.559
    ],
    [
     "2026-09-08",
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    ],
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     "2026-09-11",
     6.734
    ],
    [
     "2026-09-16",
     6.764
    ],
    [
     "2026-09-21",
     6.802
    ],
    [
     "2026-09-25",
     6.984
    ],
    [
     "2026-09-30",
     7.095
    ],
    [
     "2026-10-05",
     7.127
    ],
    [
     "2026-10-08",
     7.176
    ],
    [
     "2026-10-14",
     7.202
    ],
    [
     "2026-10-19",
     7.122
    ],
    [
     "2026-10-22",
     7.015
    ],
    [
     "2026-10-27",
     7.037
    ],
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     "2026-10-30",
     6.997
    ],
    [
     "2026-11-04",
     6.897
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   ],
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     "2024-11-13",
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     "2024-11-21",
     6.932
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     "2024-11-26",
     6.93
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     "2024-12-03",
     6.849
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     "2024-12-06",
     6.837
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     "2024-12-11",
     6.818
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     "2024-12-16",
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     "2024-12-20",
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     "2024-12-27",
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     "2025-01-02",
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     "2025-01-07",
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     "2025-01-10",
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     "2025-01-15",
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     "2025-01-21",
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     "2025-01-24",
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     "2025-01-29",
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     "2025-02-04",
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     "2025-02-07",
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     "2025-02-12",
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     "2025-02-18",
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     "2025-02-21",
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     "2025-02-26",
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     "2025-03-03",
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     "2025-03-06",
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     "2025-03-11",
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     "2025-03-14",
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     "2025-03-25",
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     "2025-03-28",
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     "2025-04-02",
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     "2025-04-07",
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     "2025-04-10",
     6.912
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     "2025-04-15",
     6.941
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     "2025-04-18",
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     "2025-04-23",
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     "2025-04-29",
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     "2025-05-02",
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     "2025-05-07",
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     "2025-05-12",
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     "2025-05-15",
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     "2025-05-20",
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     "2025-05-23",
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     "2025-05-29",
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     "2025-06-03",
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     "2025-06-06",
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     "2025-06-12",
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     "2025-06-17",
     6.948
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     "2025-06-23",
     6.991
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     "2025-06-26",
     6.769
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     "2025-07-01",
     6.77
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     "2025-07-07",
     6.81
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     "2025-07-10",
     7.021
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     "2025-07-15",
     6.903
    ],
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     "2025-07-18",
     7.123
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    [
     "2025-07-24",
     6.99
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     "2025-07-29",
     6.822
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     "2025-08-01",
     6.874
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     "2025-08-06",
     6.694
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     "2025-08-11",
     6.648
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     "2025-08-14",
     6.68
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     "2025-08-19",
     6.757
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    [
     "2025-08-22",
     6.57
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    [
     "2025-08-27",
     6.658
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    [
     "2025-09-03",
     6.678
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    [
     "2025-09-08",
     6.482
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     "2025-09-11",
     6.577
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     "2025-09-16",
     6.422
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     "2025-09-19",
     6.518
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     "2025-09-24",
     6.496
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     "2025-09-29",
     6.584
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     "2025-10-02",
     6.593
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     "2025-10-07",
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     "2025-10-10",
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     "2025-10-17",
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     "2025-10-22",
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     "2025-10-27",
     6.442
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     "2025-10-30",
     6.45
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     "2025-11-04",
     6.472
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     "2025-11-07",
     6.459
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     "2025-11-13",
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     "2025-11-18",
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     "2025-11-21",
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     "2025-12-01",
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     "2025-12-04",
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     "2025-12-09",
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     "2025-12-12",
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     "2025-12-17",
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     "2025-12-22",
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     "2025-12-29",
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     "2026-01-02",
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     "2026-01-07",
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     "2026-01-16",
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     "2026-01-22",
     6.31
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     "2026-01-27",
     6.394
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     "2026-01-30",
     6.246
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     "2026-02-04",
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     6.114
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     6.198
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     "2026-02-23",
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     "2026-03-09",
     6.277
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     "2026-03-12",
     6.417
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     "2026-03-17",
     6.367
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     "2026-03-20",
     6.597
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     "2026-03-25",
     6.535
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     "2026-03-30",
     6.745
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     "2026-04-08",
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     "2026-04-13",
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     "2026-04-21",
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     "2026-04-24",
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     "2026-05-04",
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     "2026-05-15",
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     "2026-05-21",
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     "2026-05-27",
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     "2026-06-01",
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     "2026-06-04",
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     "2026-06-09",
     6.599
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     "2026-06-12",
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     "2026-06-17",
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     6.552
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     "2026-06-26",
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     "2026-07-02",
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     "2026-07-16",
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     "2026-08-03",
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     "2026-08-06",
     6.744
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     "2026-08-11",
     6.589
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     "2026-08-17",
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     "2026-08-20",
     6.748
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     "2026-08-25",
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     "2026-08-28",
     6.72
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     "2026-09-02",
     6.801
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     "2026-09-08",
     6.728
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     "2026-09-11",
     6.916
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     "2026-09-16",
     7.038
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     "2026-09-21",
     7.026
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     "2026-09-25",
     7.249
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     "2026-09-30",
     7.359
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     "2026-10-05",
     7.526
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     "2026-10-08",
     7.374
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     "2026-10-14",
     7.543
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     "2026-10-19",
     7.513
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     "2026-10-22",
     7.502
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     "2026-10-27",
     7.249
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     "2026-10-30",
     7.355
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     "2026-11-04",
     7.422
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     "2024-12-16",
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     "2024-12-20",
     6.39
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     "2025-01-02",
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     "2025-01-15",
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     "2025-02-07",
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     "2025-02-18",
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     "2025-02-21",
     6.332
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     "2025-02-26",
     6.122
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     "2025-03-03",
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     "2025-11-01",
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     "2026-02-01",
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     "2026-05-01",
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     "2026-08-01",
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     4.29
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     4.35
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     4.35
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     4.38
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     4.33
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     "2025-02-10",
     4.35
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     "2025-02-13",
     4.33
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     "2025-02-19",
     4.35
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     "2025-02-24",
     4.34
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     "2025-02-27",
     4.36
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     "2025-03-05",
     4.34
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     "2025-03-10",
     4.33
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     "2025-03-13",
     4.3
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     4.35
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     4.41
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     "2025-04-03",
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     4.42
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     4.32
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     4.28
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     "2025-04-28",
     4.36
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     "2025-05-23",
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    [
     "2026-08-19",
     3.62
    ],
    [
     "2026-08-25",
     3.66
    ],
    [
     "2026-08-28",
     3.65
    ],
    [
     "2026-09-02",
     3.65
    ],
    [
     "2026-09-08",
     3.64
    ],
    [
     "2026-09-11",
     3.62
    ],
    [
     "2026-09-16",
     3.62
    ],
    [
     "2026-09-21",
     3.85
    ],
    [
     "2026-09-24",
     3.88
    ],
    [
     "2026-09-30",
     3.9
    ],
    [
     "2026-10-05",
     3.89
    ],
    [
     "2026-10-08",
     3.87
    ],
    [
     "2026-10-14",
     3.88
    ],
    [
     "2026-10-19",
     3.87
    ],
    [
     "2026-10-22",
     3.9
    ],
    [
     "2026-10-27",
     3.95
    ],
    [
     "2026-10-30",
     3.95
    ],
    [
     "2026-11-04",
     3.94
    ]
   ],
   "wk52_high": {
    "date": "2025-11-28",
    "value": 4.12
   },
   "wk52_low": {
    "date": "2026-05-20",
    "value": 3.5
   },
   "year": {
    "ref_date": "2025-11-04",
    "ref_value": 4.0,
    "value": -0.06
   }
  },
  "TERMCBAUTO48NS": {
   "alltime_high": {
    "date": "1981-11-01",
    "value": 17.36
   },
   "alltime_low": {
    "date": "2015-11-01",
    "value": 4.0
   },
   "as_of": "2026-08-01",
   "category": "auto",
   "feature": true,
   "freq": "monthly",
   "history_start": "1972-02-01",
   "id": "TERMCBAUTO48NS",
   "label": "48-Month New Car Loan",
   "latest": 7.47,
   "month": {
    "ref_date": "2026-05-01",
    "ref_value": 7.47,
    "value": 0.0
   },
   "note": "Average rate at commercial banks on 48-month new-car loans.",
   "obs_count": 219,
   "order": 1,
   "prev": {
    "ref_date": "2026-05-01",
    "ref_value": 7.47,
    "value": 0.0
   },
   "range_pos": 40.0,
   "short": "48-mo new car",
   "source": "Federal Reserve G.19",
   "spark": [
    [
     "2024-08-01",
     8.63
    ],
    [
     "2024-11-01",
     8.12
    ],
    [
     "2025-02-01",
     7.71
    ],
    [
     "2025-05-01",
     7.63
    ],
    [
     "2025-08-01",
     7.51
    ],
    [
     "2025-11-01",
     7.62
    ],
    [
     "2026-02-01",
     7.37
    ],
    [
     "2026-05-01",
     7.47
    ],
    [
     "2026-08-01",
     7.47
    ]
   ],
   "wk52_high": {
    "date": "2025-11-01",
    "value": 7.62
   },
   "wk52_low": {
    "date": "2026-02-01",
    "value": 7.37
   },
   "year": {
    "ref_date": "2025-08-01",
    "ref_value": 7.51,
    "value": -0.04
   }
  },
  "TERMCBCCALLNS": {
   "alltime_high": {
    "date": "2024-08-01",
    "value": 21.76
   },
   "alltime_low": {
    "date": "2014-08-01",
    "value": 11.82
   },
   "as_of": "2026-08-01",
   "category": "card",
   "feature": true,
   "freq": "quarterly",
   "history_start": "1994-11-01",
   "id": "TERMCBCCALLNS",
   "label": "Credit Card Plans, All Accounts",
   "latest": 21.19,
   "month": {
    "ref_date": "2026-05-01",
    "ref_value": 20.94,
    "value": 0.25
   },
   "note": "Average across all credit card accounts, including those carrying no balance.",
   "obs_count": 128,
   "order": 1,
   "prev": {
    "ref_date": "2026-05-01",
    "ref_value": 20.94,
    "value": 0.25
   },
   "range_pos": 55.6,
   "short": "Cards (all)",
   "source": "Federal Reserve G.19",
   "spark": [
    [
     "2024-08-01",
     21.76
    ],
    [
     "2024-11-01",
     21.47
    ],
    [
     "2025-02-01",
     21.37
    ],
    [
     "2025-05-01",
     21.16
    ],
    [
     "2025-08-01",
     21.39
    ],
    [
     "2025-11-01",
     20.97
    ],
    [
     "2026-02-01",
     21.0
    ],
    [
     "2026-05-01",
     20.94
    ],
    [
     "2026-08-01",
     21.19
    ]
   ],
   "wk52_high": {
    "date": "2025-08-01",
    "value": 21.39
   },
   "wk52_low": {
    "date": "2026-05-01",
    "value": 20.94
   },
   "year": {
    "ref_date": "2025-08-01",
    "ref_value": 21.39,
    "value": -0.2
   }
  },
  "TERMCBCCINTNS": {
   "alltime_high": {
    "date": "2024-08-01",
    "value": 23.37
   },
   "alltime_low": {
    "date": "2003-02-01",
    "value": 11.96
   },
   "as_of": "2026-08-01",
   "category": "card",
   "feature": false,
   "freq": "quarterly",
   "history_start": "1994-11-01",
   "id": "TERMCBCCINTNS",
   "label": "Credit Cards Assessed Interest",
   "latest": 22.36,
   "month": {
    "ref_date": "2026-05-01",
    "ref_value": 22.15,
    "value": 0.21
   },
   "note": "Average across accounts actually charged interest -- the rate a borrower carrying a balance pays.",
   "obs_count": 128,
   "order": 2,
   "prev": {
    "ref_date": "2026-05-01",
    "ref_value": 22.15,
    "value": 0.21
   },
   "range_pos": 64.1,
   "short": "Cards (revolving)",
   "source": "Federal Reserve G.19",
   "spark": [
    [
     "2024-08-01",
     23.37
    ],
    [
     "2024-11-01",
     22.8
    ],
    [
     "2025-02-01",
     21.91
    ],
    [
     "2025-05-01",
     22.25
    ],
    [
     "2025-08-01",
     22.83
    ],
    [
     "2025-11-01",
     22.3
    ],
    [
     "2026-02-01",
     21.52
    ],
    [
     "2026-05-01",
     22.15
    ],
    [
     "2026-08-01",
     22.36
    ]
   ],
   "wk52_high": {
    "date": "2025-08-01",
    "value": 22.83
   },
   "wk52_low": {
    "date": "2026-02-01",
    "value": 21.52
   },
   "year": {
    "ref_date": "2025-08-01",
    "ref_value": 22.83,
    "value": -0.47
   }
  },
  "TERMCBPER24NS": {
   "alltime_high": {
    "date": "1981-11-01",
    "value": 19.21
   },
   "alltime_low": {
    "date": "2022-05-01",
    "value": 8.73
   },
   "as_of": "2026-08-01",
   "category": "personal",
   "feature": true,
   "freq": "monthly",
   "history_start": "1972-02-01",
   "id": "TERMCBPER24NS",
   "label": "24-Month Personal Loan",
   "latest": 11.9,
   "month": {
    "ref_date": "2026-05-01",
    "ref_value": 11.86,
    "value": 0.04
   },
   "note": "Unsecured personal loans at commercial banks.",
   "obs_count": 219,
   "order": 1,
   "prev": {
    "ref_date": "2026-05-01",
    "ref_value": 11.86,
    "value": 0.04
   },
   "range_pos": 100.0,
   "short": "24-mo personal",
   "source": "Federal Reserve G.19",
   "spark": [
    [
     "2024-08-01",
     12.33
    ],
    [
     "2024-11-01",
     12.32
    ],
    [
     "2025-02-01",
     11.66
    ],
    [
     "2025-05-01",
     11.57
    ],
    [
     "2025-08-01",
     11.14
    ],
    [
     "2025-11-01",
     11.63
    ],
    [
     "2026-02-01",
     11.36
    ],
    [
     "2026-05-01",
     11.86
    ],
    [
     "2026-08-01",
     11.9
    ]
   ],
   "wk52_high": {
    "date": "2026-08-01",
    "value": 11.9
   },
   "wk52_low": {
    "date": "2025-08-01",
    "value": 11.14
   },
   "year": {
    "ref_date": "2025-08-01",
    "ref_value": 11.14,
    "value": 0.76
   }
  }
 },
 "spread": {
  "as_of": "2026-11-04",
  "avg_52wk": 2.0,
  "mortgage": 7.115,
  "series": [
   [
    "2024-10-29",
    2.511
   ],
   [
    "2024-10-30",
    2.471
   ],
   [
    "2024-10-31",
    2.506
   ],
   [
    "2024-11-01",
    2.386
   ],
   [
    "2024-11-04",
    2.465
   ],
   [
    "2024-11-05",
    2.53
   ],
   [
    "2024-11-06",
    2.422
   ],
   [
    "2024-11-07",
    2.45
   ],
   [
    "2024-11-08",
    2.401
   ],
   [
    "2024-11-12",
    2.392
   ],
   [
    "2024-11-13",
    2.342
   ],
   [
    "2024-11-14",
    2.356
   ],
   [
    "2024-11-15",
    2.396
   ],
   [
    "2024-11-18",
    2.397
   ],
   [
    "2024-11-19",
    2.427
   ],
   [
    "2024-11-20",
    2.439
   ],
   [
    "2024-11-21",
    2.376
   ],
   [
    "2024-11-22",
    2.398
   ],
   [
    "2024-11-25",
    2.473
   ],
   [
    "2024-11-26",
    2.439
   ],
   [
    "2024-11-27",
    2.428
   ],
   [
    "2024-12-02",
    2.483
   ],
   [
    "2024-12-03",
    2.451
   ],
   [
    "2024-12-04",
    2.483
   ],
   [
    "2024-12-05",
    2.516
   ],
   [
    "2024-12-06",
    2.411
   ],
   [
    "2024-12-09",
    2.358
   ],
   [
    "2024-12-10",
    2.398
   ],
   [
    "2024-12-11",
    2.344
   ],
   [
    "2024-12-12",
    2.339
   ],
   [
    "2024-12-13",
    2.306
   ],
   [
    "2024-12-16",
    2.298
   ],
   [
    "2024-12-17",
    2.345
   ],
   [
    "2024-12-18",
    2.285
   ],
   [
    "2024-12-19",
    2.304
   ],
   [
    "2024-12-20",
    2.298
   ],
   [
    "2024-12-23",
    2.239
   ],
   [
    "2024-12-26",
    2.353
   ],
   [
    "2024-12-27",
    2.279
   ],
   [
    "2024-12-30",
    2.283
   ],
   [
    "2024-12-31",
    2.283
   ],
   [
    "2025-01-02",
    2.306
   ],
   [
    "2025-01-03",
    2.3
   ],
   [
    "2025-01-06",
    2.255
   ],
   [
    "2025-01-07",
    2.273
   ],
   [
    "2025-01-08",
    2.29
   ],
   [
    "2025-01-09",
    2.261
   ],
   [
    "2025-01-10",
    2.232
   ],
   [
    "2025-01-13",
    2.245
   ],
   [
    "2025-01-14",
    2.272
   ],
   [
    "2025-01-15",
    2.309
   ],
   [
    "2025-01-16",
    2.318
   ],
   [
    "2025-01-17",
    2.303
   ],
   [
    "2025-01-21",
    2.328
   ],
   [
    "2025-01-22",
    2.301
   ],
   [
    "2025-01-23",
    2.284
   ],
   [
    "2025-01-24",
    2.315
   ],
   [
    "2025-01-27",
    2.351
   ],
   [
    "2025-01-28",
    2.315
   ],
   [
    "2025-01-29",
    2.33
   ],
   [
    "2025-01-30",
    2.338
   ],
   [
    "2025-01-31",
    2.263
   ],
   [
    "2025-02-03",
    2.305
   ],
   [
    "2025-02-04",
    2.351
   ],
   [
    "2025-02-05",
    2.381
   ],
   [
    "2025-02-06",
    2.335
   ],
   [
    "2025-02-07",
    2.304
   ],
   [
    "2025-02-10",
    2.284
   ],
   [
    "2025-02-11",
    2.295
   ],
   [
    "2025-02-12",
    2.285
   ],
   [
    "2025-02-13",
    2.355
   ],
   [
    "2025-02-14",
    2.344
   ],
   [
    "2025-02-18",
    2.254
   ],
   [
    "2025-02-19",
    2.292
   ],
   [
    "2025-02-20",
    2.309
   ],
   [
    "2025-02-21",
    2.348
   ],
   [
    "2025-02-24",
    2.329
   ],
   [
    "2025-02-25",
    2.353
   ],
   [
    "2025-02-26",
    2.394
   ],
   [
    "2025-02-27",
    2.361
   ],
   [
    "2025-02-28",
    2.36
   ],
   [
    "2025-03-03",
    2.388
   ],
   [
    "2025-03-04",
    2.347
   ],
   [
    "2025-03-05",
    2.355
   ],
   [
    "2025-03-06",
    2.338
   ],
   [
    "2025-03-07",
    2.284
   ],
   [
    "2025-03-10",
    2.372
   ],
   [
    "2025-03-11",
    2.329
   ],
   [
    "2025-03-12",
    2.342
   ],
   [
    "2025-03-13",
    2.369
   ],
   [
    "2025-03-14",
    2.301
   ],
   [
    "2025-03-17",
    2.308
   ],
   [
    "2025-03-18",
    2.357
   ],
   [
    "2025-03-19",
    2.407
   ],
   [
    "2025-03-20",
    2.35
   ],
   [
    "2025-03-21",
    2.319
   ],
   [
    "2025-03-24",
    2.284
   ],
   [
    "2025-03-25",
    2.337
   ],
   [
    "2025-03-26",
    2.332
   ],
   [
    "2025-03-27",
    2.27
   ],
   [
    "2025-03-28",
    2.362
   ],
   [
    "2025-03-31",
    2.37
   ],
   [
    "2025-04-01",
    2.398
   ],
   [
    "2025-04-02",
    2.402
   ],
   [
    "2025-04-03",
    2.425
   ],
   [
    "2025-04-04",
    2.471
   ],
   [
    "2025-04-07",
    2.444
   ],
   [
    "2025-04-08",
    2.447
   ],
   [
    "2025-04-09",
    2.485
   ],
   [
    "2025-04-10",
    2.413
   ],
   [
    "2025-04-11",
    2.415
   ],
   [
    "2025-04-14",
    2.416
   ],
   [
    "2025-04-15",
    2.43
   ],
   [
    "2025-04-16",
    2.484
   ],
   [
    "2025-04-17",
    2.443
   ],
   [
    "2025-04-21",
    2.41
   ],
   [
    "2025-04-22",
    2.418
   ],
   [
    "2025-04-23",
    2.416
   ],
   [
    "2025-04-24",
    2.449
   ],
   [
    "2025-04-25",
    2.466
   ],
   [
    "2025-04-28",
    2.485
   ],
   [
    "2025-04-29",
    2.513
   ],
   [
    "2025-04-30",
    2.539
   ],
   [
    "2025-05-01",
    2.462
   ],
   [
    "2025-05-02",
    2.425
   ],
   [
    "2025-05-05",
    2.409
   ],
   [
    "2025-05-06",
    2.518
   ],
   [
    "2025-05-07",
    2.5
   ],
   [
    "2025-05-08",
    2.406
   ],
   [
    "2025-05-09",
    2.411
   ],
   [
    "2025-05-12",
    2.362
   ],
   [
    "2025-05-13",
    2.325
   ],
   [
    "2025-05-14",
    2.355
   ],
   [
    "2025-05-15",
    2.412
   ],
   [
    "2025-05-16",
    2.388
   ],
   [
    "2025-05-19",
    2.399
   ],
   [
    "2025-05-20",
    2.409
   ],
   [
    "2025-05-21",
    2.345
   ],
   [
    "2025-05-22",
    2.384
   ],
   [
    "2025-05-23",
    2.412
   ],
   [
    "2025-05-27",
    2.452
   ],
   [
    "2025-05-28",
    2.404
   ],
   [
    "2025-05-29",
    2.439
   ],
   [
    "2025-05-30",
    2.432
   ],
   [
    "2025-06-02",
    2.401
   ],
   [
    "2025-06-03",
    2.376
   ],
   [
    "2025-06-04",
    2.454
   ],
   [
    "2025-06-05",
    2.413
   ],
   [
    "2025-06-06",
    2.352
   ],
   [
    "2025-06-09",
    2.384
   ],
   [
    "2025-06-10",
    2.397
   ],
   [
    "2025-06-11",
    2.425
   ],
   [
    "2025-06-12",
    2.421
   ],
   [
    "2025-06-13",
    2.407
   ],
   [
    "2025-06-16",
    2.351
   ],
   [
    "2025-06-17",
    2.427
   ],
   [
    "2025-06-18",
    2.428
   ],
   [
    "2025-06-20",
    2.417
   ],
   [
    "2025-06-23",
    2.422
   ],
   [
    "2025-06-24",
    2.456
   ],
   [
    "2025-06-25",
    2.434
   ],
   [
    "2025-06-26",
    2.415
   ],
   [
    "2025-06-27",
    2.388
   ],
   [
    "2025-06-30",
    2.428
   ],
   [
    "2025-07-01",
    2.384
   ],
   [
    "2025-07-02",
    2.375
   ],
   [
    "2025-07-03",
    2.341
   ],
   [
    "2025-07-07",
    2.324
   ],
   [
    "2025-07-08",
    2.321
   ],
   [
    "2025-07-09",
    2.371
   ],
   [
    "2025-07-10",
    2.349
   ],
   [
    "2025-07-11",
    2.287
   ],
   [
    "2025-07-14",
    2.332
   ],
   [
    "2025-07-15",
    2.292
   ],
   [
    "2025-07-16",
    2.293
   ],
   [
    "2025-07-17",
    2.304
   ],
   [
    "2025-07-18",
    2.302
   ],
   [
    "2025-07-21",
    2.352
   ],
   [
    "2025-07-22",
    2.362
   ],
   [
    "2025-07-23",
    2.329
   ],
   [
    "2025-07-24",
    2.321
   ],
   [
    "2025-07-25",
    2.384
   ],
   [
    "2025-07-28",
    2.314
   ],
   [
    "2025-07-29",
    2.395
   ],
   [
    "2025-07-30",
    2.35
   ],
   [
    "2025-07-31",
    2.352
   ],
   [
    "2025-08-01",
    2.421
   ],
   [
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